Cars and cellphones have been the media’s main focus when discussing Oregon’s new laws, but the distracted driving bill was not the only significant piece of legislation which came into force on January 1, 2010. Several new measures change state insurance regulations in ways that stand to benefit consumers in significant ways.
Among the most important is a new law raising the ceiling on income replacement benefits from $1250 to $3000 per month. These are benefits paid by your insurer if you are unable to return to work because of an injury. It goes without saying that for many people the old monthly rate of $1250 – essentially a minimum wage salary – fell far short of actually replacing lost income.
The same bill also increased the required level of motor vehicle liability insurance for damage to others from $10,000 to $20,000 (that increase, in turn, bumps up the minimum level of optional uninsured motorist coverage for property damage that companies must offer their customers. This level also goes from $10,000 to $20,000).
Oregon Injury Lawyer Blog


